Quick Quote Coverages , Discounts and Surcharges  

Label

Description

Liability Only

Indicates if the quote is for liability only coverage.

Boat and Equipment

Indicates premium for boat and equipment coverage.

Market Value (ACV) Endorsement

Indicates that the applicant agrees that the limit of insurance is the boat's value, and that the agreed upon value is the amount that will be paid in the event of a total loss.

Extended Parts Replacement Coverage

Deductible

Indicates the deductible.

Diminishing Deductible Endorsement

Watercraft Liability

Indicates the limits of liability coverage is included for the unit.

Watersports Liability

Indicates that liability coverage is included for waterskiing, wakeboarding,  tubing or similar activities.

Medical Payments

Indicates the limit of medical payments.

Package Endorsements

Click here to see Advantage and Advantage Plus endorsements.

Mach. Damage Exclusion

For a PWC, indicates if machinery damage is excluded from coverage. Machinery includes engine, transmission, mechanical or electrical part of the unit.

Trailer

Indicates if coverage is included for a trailer.

Tender/Dinghy

For a boat, includes coverage of an accompanying tender or dinghy.

Boat Lift

Indicates if coverage is included for a boat lift.

Named Storm Coverage Excluded

Indicates if coverage is waived for damage resulting from named storms, such as hurricanes or tropical storms.