Coverages 
This Help refers to the Full Quote process. Click here to view Help for the Quick Quote Coverages page. The Quick and Full quote pages are essentially the same. A Full Quote requires some additional information.
Coverage options depend upon the program and state in which the unit is being insured.
The Coverages form provides a place for you to enter or select dollar amounts in the event you wish to change the default required coverage values for the current unit.
To select Coverages:
If desired, change the values in the Coverages form or skip this step if you want to accept the defaults.
PWC coverages do not include Tender/Dinghy but do include a machinery damage exclusion option.
Coverages include:
|
Label |
Description |
|
Liability Only |
Indicates if the quote is for liability only coverage. |
|
Boat and Equipment |
Indicates premium for boat and equipment coverage. |
|
Market Value (ACV) Endorsement |
For boats 11+ years or 27+ feet, indicates that the applicant agrees that the limit of insurance is the boat's value, and that the agreed upon value is the amount that will be paid in the event of a total loss. |
|
Extended Parts Replacement Coverage |
|
|
Deductible |
Indicates the initial portion of a covered expense that must be paid by the insured person before the insurance policy pays its part of the expense. |
|
Diminishing Deductible Endorsement |
|
|
Watercraft Liability |
Indicates the limits of liability coverage is included for the unit. |
|
Watersports Liability |
Indicates that liability coverage is included for waterskiing, wakeboarding, tubing or similar activities. |
|
Medical Payments |
Indicates the limit of medical payments. |
|
Package Endorsements |
Click here to see Advantage and Advantage Plus endorsements. |
|
Mach. Damage Exclusion |
For a PWC, indicates if machinery damage is excluded from coverage. Machinery includes engine, transmission, mechanical or electrical part of the unit. |
|
Trailer |
Indicates if coverage is included for a trailer. |
|
Tender/Dinghy
|
For a boat, includes coverage of an accompanying tender or dinghy. |
|
Boat Lift |
Provides coverage for a boat lift. |
|
Named Storm Coverage Excluded |
Excludes coverage during named storm occurrences, such as hurricanes and tropical storms. |
Complete the Discounts/Surcharges form.
The Discounts/Surcharges form provides a place for you to select conditions that result in a discount or surcharge.
To select Discounts/Surcharges:
Select the check box for each relevant discount or surcharge. This list is state-dependent. The following is a sample list:
The Coverage Summary page opens.
